Retail Banking


Retail Banking

The age of faceless banking is here. Over 70% retail banks in developed economies and 60% banks in the emerging markets are going digital and transforming products and services, business operating models, and business processes to meet the expectations of their always online customers. Banks are investing in digital technologies to empower their customers and keep up with competition from emerging fintechs by:

Employing innovative payment and mobile point of sale (POS) solutions

Investing in new channels to support customers, virtual agents, web chats, social media, self help

Leveraging predictive analytics to derive insights from customer behavior and preferences to personalize services


Smart Offers platform card for issuing banks, helps increase the customer acceptance rate of marketing offers up to 2.5X

In-house Banking Back Office Analytics platform for reconciliations, payments, and statement generation

Increase customer service satisfaction through constant innovation of products and services across digital and physical banking touch points to maintain customer loyalty

Address profitability through automation of front office and back office functions

Deploy digital channels such as Visual IVR, Virtual Agent, SOCIO, and ChatBOTs


Our Retail Banking services represent the connected world, offering innovative and customer-centric services and solutions. We are transforming end-to-end banking processes spanning Accounts and Deposits, Cards and Payments, and Mortgage.

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